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REFUND & BILLING POLICY

Courses

All course sales are final.

Subscriptions

  • Auto-renewal applies
  • Cancel before next billing cycle to avoid charges

Chargebacks

Unauthorized chargebacks may result in permanent account suspension.

5. DISCLAIMER

SLM provides educational content related to:

  • Relationships
  • Personal development
  • Financial mindset

We do NOT provide:

  • Legal advice
  • Financial advice
  • Therapy or medical advice

Use of content is at your own risk.

6. SAFETY NOTICE

Users should:

  • Avoid sharing sensitive personal or financial information
  • Meet in public places
  • Trust their instincts

SLM is NOT responsible for user actions.

7. CONTACT INFORMATION

Stay Legacy Minded

Email: [email protected] Website: www.staylegacyminded.com

8. DMCA / COPYRIGHT POLICY

If you believe your copyrighted work has been used improperly on the Platform, you may submit a DMCA notice including:

  • Your contact information
  • Description of the copyrighted work
  • URL/location of the infringing material
  • A good faith statement
  • A statement under penalty of perjury that the information is accurate
  • Your signature

Send notices to: [email protected]

We may remove content and terminate repeat infringers.

9. USER REPORTING & MODERATION POLICY (APP STORE COMPLIANCE)

Reporting

Users can report:

  • Harassment or abuse
  • Fake profiles
  • Scams or suspicious behavior

Reports may be submitted:

Moderation Actions

We may take the following actions:

  • Content removal
  • Temporary suspension
  • Permanent account ban
  • Referral to law enforcement

Response Time

We aim to review reports within a reasonable timeframe but do not guarantee response times.

10. BUSINESS ENTITY & PLATFORM STRUCTURE

Stay Legacy Minded operates under Stay Legacy Minded LLC.

All services, liabilities, and obligations are provided through the LLC entity. Users agree that:

  • Any claims must be brought against the LLC, not individual founders, employees, or contractors
  • No personal liability shall extend to owners, officers, or affiliates

11. PAYMENT PROCESSING & DISPUTE POLICY (STRIPE / APP STORES)

Third-Party Processing

All payments are processed by third parties including:

  • Stripe
  • Kajabi
  • Apple App Store / Google Play

We do not store full payment details.

Disputes & Chargebacks

  • Users must contact us before initiating a chargeback
  • Fraudulent or abusive chargebacks may result in account termination
  • We reserve the right to submit evidence to dispute chargebacks

Subscription Responsibility

Users are responsible for managing their subscriptions through:

  • App store settings (if applicable)
  • Website account settings

12. DATA PROCESSING & INTERNATIONAL USE

By using the Platform, you consent to your data being processed in the United States.

If you access the Platform from outside the U.S., you do so at your own risk and are responsible for compliance with local laws.

13. SERVICE AVAILABILITY

We do not guarantee:

  • Continuous, uninterrupted service
  • Error-free operation

We may modify, suspend, or discontinue any part of the Platform at any time.

14. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and Stay Legacy Minded regarding use of the Platform.

END OF ENTERPRISE LEGAL SET